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Stabilization of workers' compensation medical payments reported


Some occupations in New Jersey can be quite dangerous. But even jobs that are not usually considered hazardous can result in serious injuries and even deaths of workers. Workplace injuries and deaths can have significant financial consequences for the victims and their families. New Jersey employers are therefore required by law to compensate for these losses by providing workers' compensation benefits.

According to a recent report, the medical care of injured workers in New Jersey has stabilized after growing for years. In a 16-state study by Workers Compensation Research Institute, these costs are higher than in many other states. According to the WCRI, between the years 2001 to 2011, the medical payments per workers' compensation claim rose by 1.5 percent. Between the years 2006 to 2010, the growth was 8 percent.

Utilization of non-hospital services has decreased, prices have stabilized, and a decrease in claims with hospital inpatient services have helped control the growth of medical payments. Although the increase in medical payments has come under control, New Jersey medical payments per claim are reportedly 20 percent more than the median of those states that were analyzed in the study.

Unfortunately, sometimes employers and their insurers deny workers' compensation benefits. Injuries can result in significant medical expenses and loss of wages. Many families are unable to bear the financial losses that they are forced to incur. Workers' compensation is a legal right of the injured worker. The employee's rights and benefits vary according to the state law, and the help of an experienced workers' compensation attorney can make a positive difference in the outcome of the case.

Source: IFAWebNews.com "Medical payments for workers comp stabilize in NJ," May 21, 2014

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